Financial Protection

GAP

GAP coverage protects you financially if your vehicle is totaled or stolen and the insurance payout is less than what you owe on your loan or lease. It pays the “gap” between your remaining balance and the vehicle’s actual cash value, helping you avoid out-of-pocket losses.

Theft

Theft protection helps deter vehicle theft and may assist in recovery if your vehicle is stolen. It often includes tracking systems, etching, or ID labels, and may provide a financial benefit if the vehicle is not recovered or is declared a total loss.